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Sukhbaatar district, 18th district, built on 1897 square meters of land, 810 sq.m.
- 3-family townhouse
- Coal combined heating
- There is a deep well for clean water, a sewage pump and a filter
-380
- 4 seasons
01. Do you really want to own an apartment? You have calculated your risk well. If you are going to buy an apartment with a bank loan, in addition to the monthly interest, you should think carefully about the monthly running expenses such as heating, electricity, sewage, garbage, CHP, etc. There is a fact that no more than 70 percent of home buyers purchase a home with a bank loan.
02. In the first place, you need to have the financial ability to pay more than 30 percent of the purchase price of the apartment. Banks are providing loans for all apartments accepted by the State Commission. Banks usually require a 30% down payment and regular income. Most importantly, you should compare the mortgage rates of banks. As you know, the higher the down payment, the lower the interest. Of course, if you pay 100%, everything is fine, all you have to do is find an apartment.
03. The following three factors affect the purchase of an apartment. District, room selection, square meter price. Combining these three is very difficult. People usually start by choosing their housing district. I look for an apartment as close as possible to work, school, and kindergarten. Then the choice of room. Housing options will appear depending on your standard of living. Finally, the most important thing is the price per square meter. Let's say you are looking for a two bedroom apartment in your chosen district. The sq. m. But it's expensive. Or, on the contrary, there are no two-room apartments, even though the square meters are affordable. Both of the above 2 options will cause many problems because the environment will not be liked. One important point to mention here is that people ask how many millions of new two bedroom apartments are available in that area.
In old apartments, depending on the district, the price of one or two or three rooms can be increased. However, new housing cannot be grouped by district. A one-room apartment can have any number of square meters, depending on the project. When it is calculated according to the price set by the companies, various differences will appear. In general, the price of a new apartment can be averaged depending on the district. For example, the building area of the district is 900,000 square meters, etc. In some construction companies, the price per square meter varies from 1,150,000 to 1,300,000 MNT. It depends on the following factors. The above difference comes from the floor, the direction the window faces, and the price scale. You chose your apartment in consultation with your family and relatives.
04. The apartment you choose may be an apartment that has been accepted by the state commission or is receiving an order that has been completed. On the one hand, the apartment accepted by the State Commission is the biggest opportunity to apply for a bank loan. It means that the state commission gives you a guarantee that it is ready to move in and can be lived in. On the other hand, the fact that the interior has not been done means that you can change the layout of the room and choose the wallpaper. Plus, you can monitor the construction process. You can see what materials are used. This means that you will have more confidence in your real estate.
Despite these good advantages, there are many caveats. When you book an apartment, you need to look at the performance of the building. Some companies start construction with half of the cost of construction. There are cases where the shortfall is collected from the renter's payment. What if the apartment does not receive orders? This directly affects the quality of construction. For example, according to the budget, 1 kg of building materials would cost 2,000 MNT, but it would cost 1,500 MNT to buy low-quality materials. Therefore, it is a true saying that the quality of construction depends on the quality of materials.
05. How do you know the quality of the apartment you choose? Depending on our standard of living, we give importance to square footage and ignore quality issues. If possible, it is better if you buy the apartment in winter. At least you can tell if it's warm. Vacuum window gaskets can freeze from bad. Heat loss. If you are going to buy an apartment during the warm season, you can get information about the building from the residents. The most important thing in an apartment is to have good plumbing. One of the things that concern your life is to ask if the building will withstand the force majeure of nature, an earthquake. Consider that the quality of construction lies in the company's reputation. The next thing to be aware of when buying a home is definitely the square footage difference.
06. What to do if the apartment you bought after breaking your fingernails is different? A difference of 1 m2 is worth millions. According to the "Methodology for calculating the area inside the residential building" approved by the National Center for Standardization and Metrology in 2009, it is stipulated that the measurement of the area of the residential building will be carried out by an organization that has a special license to develop building designs. 2004-2010 ho